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Mind Your Own Business
August, 2019 - Issue #179
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"I called the Law Offices of Gerald L. Marcus to get information about a slip-and-fall accident. I'm not the type of person who would have entertained the idea of hiring an attorney before this incident; however, I was recovering from back surgery which was particularly difficult, and the establishment's lack of concern for my well-being frightened me. The law office explained doctor visits and physical therapy would be set up without my having to pay for anything until a settlement was made. I was so relieved to have actual care - plus they settled for more money than I thought possible. Phone calls are promptly returned and a cordial personal relationship made this a pain-free process. I would recommend this law office to a friend."
5-star Google Review from Pat Johnson
The Law Offices of Gerald L. Marcus 296-2992

Denise Placencio is Now Denise Lite
Same phenomenal family-law lawyer, new name! Denise Placencio is celebrating her marriage to John Lite with a name change. Denise Lite has been named a Super Lawyer every year since 2014.
Denise Lite, Esq. of DaCorsi Placencio, PC
877-317-8080
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courtesy of Shutterstock

5 Questions to Ask your Insurance Agent
1. What's my deductible?

If the amount seems too high or too low for what you can comfortably afford, talk to your agent about whether it makes sense to change your deductible.
2. What's covered?
Different policies cover different types of events, and it's important to understand exactly what coverage you have. Talk to your agent about your coverage limits and extended options that may make sense for you.
3. Is it time to update my coverage?
Most people remember to increase their life insurance coverage if they have a child. But other events, such as a home remodel, the purchase of big-ticket items or even a move from one apartment to another, could warrant updated coverage.
4. How much life insurance do I need?
Online calculators can give you broad estimates based on your income and debts, but your insurance agent will have a more personal conversation with you about your coverage goals.
5. Am I eligible for discounts?
Bundling multiple policies, taking driver safety courses, getting good grades, driving under a certain number of miles per year and paying the full premiums in advance are just a few reasons that may help qualify you for a discount.

Cheers to 20 Years!
Salt Creek Grille Valencia recently celebrated 20 years in business. The SCV mainstay is known for community commitment as much as quality cuisine. Drop in soon to experience their 2019 "hot summer cocktails."
Salt Creek Grille Valencia 222-9999
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courtesy of Shutterstock

What Else Can A Will Do?
Most people know about wills and their basic purpose - to ensure that one's hard-earned property goes to the correct heirs when someone dies. However, most people are unaware that wills can be used for much more. Below are just a few a things a will can do:
Name an executor. An executor is the one who carries out your wishes in your will and controls your estate.
Distribute your property. You can distribute specific items to specific people or make broad distributions of property to your heirs. What you need to know is that any personally-owned property not distributed through your will will be distributed through state law known as intestacy.
While wills can be powerful estate-planning tools, they are only effective if properly drafted. An estate planning attorney can review all your options with you and create a will that ensures your wishes will be honored.
Attorney Michael Yeager 471-2177
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