Mind your Own Business
May, 2021 - Issue #199
courtesy of Shutterstock
courtesy of Shutterstock

"Things are LOOKING UP - and once again, we're reminded of our community's resilience and commitment to each other. Please continue to support our locally-owned and operated restaurants, retail shops and other small businesses. We rise together!"
Wendy Collins, agent for StateFarm 296-2068
Origin of the "Last Will & Testament"
Have you ever wondered why we refer to a will as the "Last Will and Testament?" A "will" and a "testament" are synonymous terms, referring to the distribution of property after a person's death.
The origins of the will go back to Ancient Greece and Rome. They were used when a citizen died without male children. Unlike today, it simply wasn't possible to disinherit a male descendent. The right to inheritance was viewed as a family right, not an individual right.
The term "testament" was used after the Norman conquest of England. In the French-influenced courts, lawyers needed to refer to the document as a "testament," the French equivalent of a will. However, the term "will" remained in common usage outside of court. Over time, the terms merged until they became known as a "Last Will and Testament."
Regardless of what term or phrase you prefer, preparing your "will" will allow you to name their own heirs and make sure your wishes are carried out.
Law Attorney Michael Yeager 471-2177

Did You Know?
You can get World-class Legal Services on Contingency

Most of us can't afford the very best lawyer - they're reserved for the rich and famous. But in injury law, the fees can be based on contingency. That means that if your case doesn't result in a settlement, you don't pay a dime. It doesn't matter what your income is - if you have a qualifying case, you can have exceptional, world-class representation - at no up-front cost to you. If you do win, standard contingency rates then apply. Personal injury is all they do at
The Law Offices of Gerald L. Marcus - and they do it exceedingly well. Check their website for real-world examples of settlements and testimonials.
courtesy of Shutterstock
courtesy of Shutterstock

Managing Your Retirement Plan Under a New Employer
If your employer gets bought out, what should you do with your 401(k), 403(b) or 457(b) retirement plan? Basically, you have four choices.
First, you could cash out your plan, but you'd have to pay taxes and possibly penalties.
Second, you could leave your plan with your former employer's plan administrator, if allowed. This might be a good choice if you liked your old plan's investment options. You wouldn't be able to make new contributions, but you'd still enjoy the benefits of tax deferral.
Third, you could move your account to your new employer's plan. Just make sure you understand your new investment choices and the fees involved.
Finally, you could roll over your account to a traditional IRA. You'd be able to invest your money in almost any type of vehicle - stocks, bonds, mutual funds and more, and your money could continue to grow tax-deferred.
There's no one "right" choice for everyone. Consult with your tax advisor and financial professional to determine which option may be best for you. You've worked hard to build your retirement account and you'll need it to help pay for your years as a retiree.
Dwight Wolfe of Edward Jones 702-1866
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, member SIPC.
Assemblywoman Suzette Valladares awarded Trinity Classical Academy
Assemblywoman Suzette Valladares awarded Trinity Classical Academy's Liz Caddow with Woman of the Year.

Assemblywoman Suzette Valladares Names Liz Caddow Woman of the Year
Assemblywoman Suzette Valladares (R-Santa Clarita) awarded Liz Caddow, head of school at Trinity Classical Academy, the California Legislature's 2021 Woman of the Year for the 38th Assembly District.
As a member of the State Assembly's Legislative Women's Caucus, Valladares is afforded the opportunity to choose one woman residing in the district who has significantly contributed to their community.
"Liz stands out as an educator who has enriched the lives of countless children in the Santa Clarita area with her unwavering dedication to education," Valladares said.
"I couldn't be more proud to present to her this year's Woman of the Year Award."
As a wife, mother and educator, Liz started Trinity Classical Academy with just 28 students in 2001. The school is one of the fastest growing Classical Christian Academies in the nation, now serving 560 students. With Caddow's nurturing dedication, Trinity Classical Academy has become a fixture of the Santa Clarita education landscape.
In order to properly honor Caddow, a small, socially-distanced ceremony was held at Trinity Classical Academy on March 11 with COVID safety protocols in place.
With her nomination, Caddow joins previous local Women of the Year honorees including philanthropist Judy Penman, and realtor and community advocate Nancy Starczyk.

From left to right: Tricia Maldanado, Mike Miller, Lisa Younkin, Robert Younkin, Kim Williams and Jordan Pereyra.
From left to right: Tricia Maldanado, Mike Miller, Lisa Younkin, Robert Younkin, Kim Williams and Jordan Pereyra. 'Everyone is a partner in the project. Kim leads design; Lisa manages sales and marketing; Tricia, our professional wedding coordinator,

From left to right: Tricia Maldanado, Mike Miller, Lisa Younkin, Robert Younkin, Kim Williams and Jordan Pereyra.
"Everyone is a partner in the project. Kim leads design; Lisa manages sales and marketing; Tricia, our professional wedding coordinator, is the in-house planner; Mike's the general manager; Jordan is the office manager," says co-owner Robert Younkin.

Old Town Newhall's New Event Space has "Hart"
A quick scan of recent posts in the local wedding and events Facebook group can be summarized in one sentence: "I've been researching SCV event spaces - is this really all there is to choose from?!"
The answer: An unenthusiastic "Yes."
Cue the new Hart & Main in Old Town Newhall, now reserving dates beginning spring 2022. In its previous life, it was a family-owned auto repair shop. Today, it's a versatile events location that's already drawing excitement from the planning community.
"It continues to feel right," says co-owner Robert Younkin. "More and more people and professionals are showing support. It keeps us going and pushes away the doubts. We keep moving!"
The "us" is a six-person team that's light on hierarchy and heavy on experience. In the mix: one of Southern California's most successful wedding and event planners; a renowned restaurateur who made their name in one of the nation's hippest markets; marketing pros; real estate investors and more.
With that kind of brain trust developing the concept of Hart & Main from the ground up, intentionality is at its peak. "We've designed the space for versatility and flexibility," says Younkin. "Weekends generally will be reserved for weddings and other special events, but weeknights we'll be ready to host the community for food truck events and more."
The "more" is where Hart & Main elevates above the average bored hotel ballroom. From the sleek rooftop deck with a view - and a bar - to the suites complete with hair stations, everything seems purpose built. "Our couples can be on site the entire day. They can do yoga on the roof in the morning, hang out with their bridal party in their suite complete with designer bar in the afternoon, then have their ceremony here and reception, too - because there's a full commercial kitchen space and expansive restaurant-style bar with craft drinks and signature cocktails."
There's also food-truck parking - with a twist. "We've designed it so the trucks can back up into their designated stall and, alongside, is the client platform that's raised by two feet, so that there's easier access and engagement," explains Younkin.
With Instagram-worthy details and a LA vibe, coupled with pent-up demand courtesy of the pandemic, premium dates are already in high demand.
"We're ready!" says Younkin.

Business with "Hart"
When Robert Younkin of Hart & Main found the listing for the vintage auto shop online, he was instantly intrigued - but later discovered it actually wasn't listed for sale. "I decided to introduce myself to the owner and quickly discovered that this was their primary retirement asset." Younkin showed up every few weeks for four months, answering questions and serving as a resource. "In business, you still can be a human being. You can listen and try to solve problems. It doesn't have to only be about money," says the investor. In the end, owners Mario and Maria Huato felt comfortable selling the single-stall shop to Robert and his wife, Lisa. "We asked to keep Mario's jacket with his name patch and we'll put it on prominent display when we open, as an homage to the history of the space."
Hart & Main 425-7364
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