SCV Real Estate
October, 2016 - Issue #144
Your dream home is only a phone call away.

Wake Up to Views of 10th Fairway at TPC Valencia
With easy access to the 5 freeway, this executive home is the pinnacle of convenience with a private office downstairs with a separate entrance. You'll enjoy Santa Clarita's fine weather year-round in your entertainer's yard. The exquisite space comes complete with a pool, spa, large built-in barbecue, fridge and backyard sound system - plus an outside bathroom and jaw-dropping views. The interior is just as remarkable. The gated-community estate boasts a grand staircase, custom travertine flooring, custom paint and murals, custom wood baseboards, crown moulding and window casings. There is a formal dining room complete with sitting area, butler's pantry and more. The gourmet kitchen features granite countertops with a travertine backsplash, stainless steel appliances, beautiful cabinetry and expansive center island. The breakfast room and large walk in pantry are stunning. The kitchen opens to a great room with a fireplace and the downstairs master suite also has a sitting room with a fireplace. The master bath features granite and travertine, his and her sinks and closets. The upstairs loft library boasts a work station, balcony and views. The upstairs bonus room offers its own balcony with golf-course views and the four bedrooms upstairs each have their own baths. The price has been recently reduced to $2,049,000.
Kathy Watterson of RE/MAX Santa Clarita knows that relationships matter. Put her 27 years of experience to work for you. 510-0321

Turnkey Upgraded Saugus Home
This turnkey, upgraded, gorgeous Copper Hill area home in Saugus is a show stopper. This beauty also features a downstairs office, loft and three full bathrooms. Popular upgrades include a granite kitchen, remodeled bathrooms, plantation shutters throughout the home and beautiful
wood-like laminate flooring. Located on a cul-de-sac, this home backs to serene canyon views, providing a quiet atmosphere. Community amenities include an association pool recreation area.
The Mickalson Group of RE/MAX is an innovating home sales team that gets top dollar for their clients, and specializes in the Santa Clarita Valley area real estate market. Call to schedule your private tour today. 284-5494

courtesy of Shutterstock
courtesy of Shutterstock

The Devil is in the Details
Today's lending environment can be summed up in one word: "intrusive." It's not uncommon for even the well-qualified borrower to feel as if his or her financial life has been put under a microscope when applying for a home loan. But why shouldn't it? If a perfect stranger approached you for a $400,000 home loan, would you like to know as much about their finances as possible? What is their motivation for purchasing? Is it clear they will occupy the property? How much of their own money are they willing to risk in the form of a down payment? Can they show an ability to repay the loan? Do they have a history of paying debts on time? These are some basic concerns you would have when lending your money and they sure don't seem intrusive considering the money at risk. But, "the devil is in the details" and it's the details that tend to aggravate the borrower in the loan process. It's an underwriter's job to consider these basic lending points and discern if there are particulars in the file that would call into question the true motivation behind the transaction. Clients often state, "I feel like the underwriter thinks I'm trying to commit fraud!" No - the underwriter is not trying to prove you are committing fraud, but that you are not committing fraud. A professional loan officer will be your exorcist when you start the loan process. An experienced loan officer will help you navigate the paperwork necessary to achieve a loan approval that minimizes the concerns an underwriter is trained to look for.
Andy Boron of Augusta Financial 291-2242
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