SCV Real Estate
November, 2017 - Issue #158

One-of-a-Kind Entertainers' Estate
This stunner boasts four bedrooms, five baths - and no shortage of pride of ownership. One of the most beautiful homes in Santa Clarita, your custom-built over-5,000-square-foot single-floor estate is perched upon 2.6 acres and boasts exquisite panoramic views. Enjoy the outdoors year-round at your new address, which is complete with a sparkling pool, spa, north/south lighted tennis court, gazebo, built-in barbecue and three patios with gorgeous panoramic views. Your well-appointed 500-square-foot pool house was built with comfort in mind; heating, A/C and a 3/4 bath make it perfect for guests and in laws. Perfect for entertaining, the home's circular driveway sets the welcoming tone while the vaulted entryway that opens into a spacious living room with floor-to-ceiling windows beckons friends and family to sit and stay a while. Recently remodeled, the kitchen and breakfast nook pour seamlessly into the grandly-appointed great room featuring a luxe bar, eye-catching fireplace and high-vaulted ceilings. And, when it's time to accomplish life's tasks with laser-like focus, you'll appreciate the exquisite in-home office. This home was built with year-round, inside/outside, entertaining; the impeccable grounds and vast amenities make this estate one worthy of your affection and pride. $2,195,000
Kathy Watterson of RE/MAX Santa Clarita knows that relationships matter. Put her 28 years of experience to work for you. 510-0321

Six Mistakes to Avoid when getting a Loan
Getting a loan in today's market should not have complications when a well-qualified borrower has been properly pre-approved. But loan officers and borrowers can still run into issues which can cause a mortgage to be denied - even after a pre-approval has been issued. It is devastating for a pre-approved buyer to be turned down for financing at the last minute. Avoid the following mistakes and your loan will flow smoothly and close on time:

1. Don't make a job/career change when looking to purchase.
Depending on the type of financing a buyer is obtaining, there are requirements for length of consistent employment.

2. Don't increase your debts
Lenders have a cap on your total debts vs. your income. Even a reasonable car payment can reduce your qualifying power by tens of thousands of dollars.

3. Don't make any large deposits
into your bank accounts without the ability to paper trail the deposits from a legitimate source. Lenders have strict rules so as to determine the funds used are not borrowed or obtained by incurring additional debt.

4. Don't deposit cash.
Cash will make your mortgage application crash. Cash deposits limit an underwriter's ability to confirm the source and therefore cannot be used.

5. Don't ignore your loan officer.
A good loan officer is like a golf caddy. They are here to help you navigate around the course and avoid hazards. Communicate often and don't be afraid to ask questions.

6. Don't plan a vacation when entering into escrow.
Sounds like common sense - but you would be surprised how often this happens.

With a proper pre-approval and by avoiding the mistakes above, you should have a quick and boring escrow. Borrowers, loan officers and agents love boring escrows. Call your local lender and get pre-approved today!
Andy Boron of Augusta Financial 291-2242

Trending: How to Prepare for a Large Family Gathering
The seasons are changing. Summer barbeques and picnics are transitioning indoors as family dinners and football Sundays. Well-arranged decor, check. Food Network-inspired and Instagram-worthy food, check. But what about your space? Perhaps consider rearranging with a little help from your local moving company.

Many people think moving companies only handle large jobs, such as residential and business relocations. But they are also quite handy for moving furniture within the home with the same ease and skill they use to move it across town or state. Plus, rearranging furniture in the home - especially if it involves moving items up or down stairs or through tight halls and doorways - requires the same professional care and expertise as complete relocations.

In addition to preparing that trending pot roast and bourbon apple pie, plan for your next gathering by assessing your space and guest list. Perhaps rearranging the living room furniture would create a spacious temporary banquet hall. Clearing out an office or room full of storage would create another guest room for out-of-town guests! Give your local mover a call to help you create a comfortable home full of Pinterest-worthy snapshots and shares as well as memories.

Camelot Moving and Storage is a homegrown Santa Clarita moving company that has helped families in the community move - within or between homes - for over 30 years. 255-3112

Top 3 Holiday Events for an HOA
As we head into the holiday season, National Property Management Group decided to compile a list of ideas to help your HOA wrap up this wonderful time of year.

1. Harvest "Collections" Party
Usually, when collection notices go out, it's regarding unpaid HOA dues, but this time it's for charity! A board could host a Harvest Collections Party to collect toys, food or supplies for those in need this holiday season - all while still offering events for family fun. Activities may include face painting, pumpkin carving contests, bobbing for apples or a potato-sack race.

2. Holiday Caroling
Does it bother you when uninvited guests are knocking at your door? Well, not this time of year. Holiday caroling is a great way to bring the community together and embrace the holiday spirit - all while obeying the 10pm noise ordinance, of course.

3. Christmas Light Contest
Also known as "All the neighborhood dads trying to one-up each other!" Healthy competition is encouraged. By hosting a community-wide Christmas-light contest, the whole community couldn't help but be delighted. Are you ready to deck the halls?
National Property Management Group has assisted boards in making these and other events a reality.
Call for details. 295-5966
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